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Financial Operations · SettlementsEvery successful payment is queued for settlement and tied to a settlement record — so your finance team can see exactly which transactions each settlement covers.
On Paynancial, every successful payment is recorded and queued for settlement, and every transaction is tied to a settlement record. Payment Analytics shows what has settled, what is pending and when it is due, and settlement webhooks tell your systems when funds are settled to your account.
Settlement is the step where the money from your customers' payments is paid out to your business account. Knowing which payments a settlement includes is what lets a finance team close the books with confidence.
On Paynancial, a successful payment is recorded and queued for settlement, and every transaction is tied to a settlement record. That link — from payment to settlement — is what the rest of your reconciliation depends on.
A successful payment is recorded against your order.
The payment is queued for settlement and linked to a settlement record.
A settlement webhook tells your system when funds are settled to your account.
Payment Analytics shows what has settled and what is still pending.
Match each settlement to its payments and refunds, then export or schedule the report.
Settlements is not a separate system — it runs through the products and tools you already use.
| Where | What you get |
|---|---|
| Payment Analytics | Settlement visibility, reconciliation views and reports. See Payment Analytics. |
| Webhooks | An event when funds are settled to your account. See Webhooks. |
| Payment Gateway | Settlement reporting behind every transaction. See Payment Gateway. |
A plain-language guide to the frameworks that may apply. General information only. Not legal, tax, financial or regulatory advice. It is not a statement of Paynancial's own licences or authorisations.
RBI's framework for payment aggregators — businesses that collect payments on behalf of merchants — covering authorisation, merchant due diligence, how merchant funds are held and settled, and grievance handling.
The law under which the Reserve Bank of India regulates and supervises payment systems in India, including the authorisation of payment system operators. Businesses should consider the applicable requirements under this Act.
Covers the time within which failed digital transactions — for example, a customer debited without the merchant being credited — are expected to be reversed or resolved across authorised payment systems such as UPI, cards and IMPS, and compensation to the customer when that time is missed.
Regulators update these rules by circular, so always check the current text at the source: Reserve Bank of India · NPCI. For Paynancial's own security and compliance posture, see the Trust Center.
Match each settlement to the transactions and refunds it covers, not to a bank-statement total.
Update your books when the settlement event arrives, instead of checking by hand.
Have your finance team receive settlement reports on a schedule.
The step where money from your customers' payments is paid out to your business account. On Paynancial, every transaction is tied to a settlement record.
Payment Analytics shows what has settled, what is pending and when it is due.
Yes. Settlements are one of the four webhook event families, so your system receives an event when funds are settled to your account.
Yes. Reports can be exported in formats your finance team already uses, or scheduled for regular delivery.
Tell us how your business takes and moves money, and we will show you how it fits.
Discuss your payment and financial infrastructure requirements.
