Smarter Payment Infrastructure for Growing Businesses.
Accept payments, collect dues, send payouts, and understand every transaction — through one platform, a clear dashboard, and a developer-first API.
Payment Services Built for Every Business
A modular payments stack — use one service or the entire platform.
Payment Gateway
Accept cards, UPI, netbanking, and wallets.
One integration for every major payment method, with clear settlement reporting behind each transaction.
Explore service →Payment Links
Collect payments without writing code.
Generate a secure, shareable payment link in seconds and send it by email, chat, or SMS.
Explore service →Payment Collection
Automate recurring and bulk collections.
Run subscription, instalment, or batch collections on schedule, with reconciliation built in.
Explore service →Payouts
Pay vendors, employees, and partners.
Send funds to bank accounts or UPI IDs directly from your dashboard or API.
Explore service →Payment Analytics
See performance, not just totals.
Dashboards and exportable reports covering transactions, settlements, and reconciliation.
Explore service →Payment APIs
Build payments into your own product.
A documented REST API and webhooks so your engineering team can integrate on their own terms.
Explore service →One Flow, From Payment to Insight
Gateway, Collection, Payouts, and Analytics aren't separate tools — they're one connected flow.
Built for Every Business
Payment infrastructure shaped around how your industry actually works.
E-Commerce
An online store uses the Payment Gateway for checkout and Analytics to track conversion by method.
View solution →Travel
A travel agency uses Payment Links for booking deposits and Payouts to settle with partners.
View solution →Healthcare
A clinic uses Payment Collection to bill patients for recurring treatment plans.
View solution →Education
A training institute automates monthly fee billing across hundreds of students.
View solution →Retail
A retail chain uses the Gateway online and Analytics to reconcile sales across stores.
View solution →Hospitality
A hotel uses Payment Links for advance deposits and the Gateway for on-site payments.
View solution →Professional Services
A consulting firm invoices clients with Payment Links and pays associates via Payouts.
View solution →Enterprise
A large enterprise runs Gateway, Collection, Payouts, and Analytics behind its own finance systems via the API.
View solution →Built for Developers
Integrate payments in minutes with clear API documentation, sandbox access, webhooks, and hands-on integration support.
Explore API Documentation$client = new Paynancial\Client('YOUR_API_KEY');
$payment = $client->payments->create([
'amount' => 50000, // in paise
'currency' => 'INR',
'receipt' => 'order_rcpt_101',
]);
echo $payment->id;Security Built Into Every Transaction
Protecting customer data and payment integrity is foundational to how we build.
Encrypted Communication
All traffic between your business, your customers, and Paynancial is served over HTTPS/TLS.
Controlled Access
Role-based permissions and audited access across every dashboard and API key.
Transaction Monitoring
Ongoing monitoring of platform activity for unusual behaviour.
Fraud-Risk Controls
Layered checks designed to reduce fraudulent transaction attempts.
Security and compliance information is published as it is formally verified — see our Security & Compliance page for current status.
Complete Payment Visibility
Every transaction, settlement, refund, and reconciliation record — in one console, with reports and alerts when something needs attention.
Transactions
Every payment attempt, with method, status, and timestamp.
Settlements
When funds move to your account and what period they cover.
Refunds
Track a refund from request through to completion.
Reconciliation
Match payments against settlements and refunds in one view.
Reports
Exportable reports in the formats your finance team already uses.
Alerts
Be notified when a transaction, settlement, or payout needs attention.
Built for businesses that need reliable payment operations.
We publish real customer stories as they're approved — not placeholder quotes.
Start accepting and managing payments with Paynancial.
Talk to our team or get started with a Paynancial account today.