Payouts
Send funds to a bank account or UPI ID from the dashboard or API, with saved beneficiaries and status tracking.
Explore PayoutsAI-Powered Financial InfrastructureGlobal PaymentsSecure & Trusted
Products · Pay & Move MoneyMove money with confidence — to vendors, staff and partners.
Send single or bulk payouts to bank accounts and UPI IDs, from the dashboard or straight from your own systems, and follow every payout to completion.
- Payouts
- Bulk Payouts
- Vendor Payments
- Employee Payments
- Your businessDashboard or API
- PayoutsSingle or batch
- Bank accountsand UPI IDs
- Vendors · staff · partnersPaid and recorded
Overview
What Pay & Move Money covers.
Money going out is as important as money coming in: suppliers to pay, staff and freelancers to settle, partners to share revenue with. Doing it from a bank portal one transfer at a time does not scale, and it leaves no clean record.
Payouts brings it into the same platform as your collections. Save beneficiaries once, pay them singly or in a batch, and see every payout from initiated to completed — with the idempotency keys and webhooks that make automated payouts safe.
Where to start
Pick the one that matches your need.
| If… | Start with |
|---|---|
| You pay one beneficiary at a time | Payouts → |
| You pay many people at once | Bulk Payouts → |
| You pay to UPI IDs | UPI Payments → |
| You want to automate payouts from your systems | Payout API → |
The catalog
Everything in Pay & Move Money.
Products with their own page link straight to it. Items marked “Details on request” are described here only as far as the site already publishes — ask our team for the rest.
Bulk Payouts
Submit a batch of payouts in one action or a single API request, and track every payout in it individually.
Explore Bulk PayoutsVendor Payments
Pay suppliers by bank transfer or UPI, one at a time or in a batch, with a record of every payment.
Explore Vendor PaymentsEmployee Payments
Pay staff and freelancers the amounts your payroll process calculates. Paynancial is not a payroll system.
Explore Employee PaymentsPartner Payments
Pay channel and business partners by bank transfer or UPI, triggered by your own systems through the API.
Explore Partner PaymentsInternational Payments
What cross-border payments involve for a business in India, what Paynancial publishes today, and what to confirm with our team.
Explore International PaymentsHow it flows
Pay & Move Money, step by step.
Only steps Paynancial's published products support today.
- 01Add the beneficiary
Save a bank account or UPI ID once and reuse it.
- 02Initiate
Send a single payout or submit a batch, from the dashboard or API.
- 03Processed
Paynancial processes each transfer and returns a status.
- 04Tracked
Follow each payout from initiated to completed, with clear failure reasons.
- 05Reported
Completed payouts appear in your payout report for reconciliation.
Security & trust
Built on trusted financial infrastructure.
Listed as verified in the Paynancial Trust Center.
- Encryption
- TLS 1.2 or higher in transit; AES-256 for sensitive data at rest, including bank details.
- Access
- Least-privilege internal access, logged, with multi-factor authentication for privileged actions.
- Monitoring
- Real-time fraud monitoring, with transactions risk-scored before funds move.
- Audit trail
- Every payment, payout and refund is tied to the API key or session that made it.
Certifications and regulatory authorisations are not claimed here. Trust Center · Security & Compliance · AI Governance
Build with Paynancial
Developer resources for Pay & Move Money.
Compliance in India
The RBI and NPCI rules around Pay & Move Money in India.
A plain-language guide to the frameworks that apply. It is general information, not legal advice, and not a statement of Paynancial's own licences or authorisations.
Payment and Settlement Systems Act, 2007
The law under which the Reserve Bank of India regulates and supervises payment systems in India. Operating a payment system requires RBI authorisation under this Act.
UPI procedural guidelines and circulars
NPCI operates UPI and sets its rules for member banks, UPI apps and other participants through procedural guidelines and circulars, including transaction limits, dispute handling and security requirements.
Immediate Payment Service (IMPS)
NPCI's round-the-clock instant interbank transfer service, to a bank account or mobile number.
National Automated Clearing House (NACH)
NPCI's system for high-volume, repetitive bank transfers — bulk credits such as salaries and dividends, and debits against mandates such as loan instalments.
Turn Around Time (TAT) for failed transactions
Sets the time within which failed digital transactions — for example, a customer debited without the merchant being credited — must be reversed or resolved across authorised payment systems such as UPI, cards and IMPS, and the compensation due to the customer when that time is missed.
Foreign Exchange Management Act, 1999 (FEMA)
Governs foreign exchange transactions in India. Cross-border payments are generally routed through banks authorised by the RBI to deal in foreign exchange, with the purpose of each remittance documented.
Regulators update these rules by circular, so always check the current text at the source: Reserve Bank of India · NPCI. For Paynancial's own security and compliance posture, see the Trust Center.
AI & Intelligence
Where intelligence helps.
AI capabilities that work on the same data. All are available on request.
Financial Operations: Every payout lands in the same reports and reconciliation as your incoming payments. Explore Financial Operations →
FAQ
Pay & Move Money questions.
How do I pay vendors and employees with Paynancial?
With Payouts: add or select a beneficiary's bank account or UPI ID, then send a single payout or submit a batch, from the dashboard or the API.
Can I pay many people at once?
Yes. Payouts supports bulk payouts, so you can pay an entire batch in one action and track each payout individually.
How do I know a payout went through?
Each payout is tracked from initiated to completed, with a clear reason if it fails, and payout webhooks notify your systems as its status changes.
Does Paynancial support international payments?
Ask our team about availability for your business. The Payouts product sends funds to bank accounts and UPI IDs.
Talk to us about Pay & Move Money.
Tell us what you need to build, and we will show you where to start.