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Products · Payment Analytics

Understand every transaction, not just the total.

Dashboards and exportable reports covering performance, settlements, and reconciliation — so your finance team spends less time chasing numbers.

  • Transaction dashboards
  • Settlement visibility
  • Reconciliation views
  • Exportable reports
POST /reports/transactions
$report = $client->reports->transactions([
    'from'   => '2026-08-01',
    'to'     => '2026-08-31',
    'format' => 'csv',
]);

echo $report->download_url;
curl https://api.paynancial.com/v1/reports/transactions \
  -u YOUR_API_KEY: \
  -d from=2026-08-01 \
  -d to=2026-08-31 \
  -d format=csv
Overview

What Payment Analytics does.

Paynancial Payment Analytics records every transaction, settlement and refund as it happens and organises them into dashboards you can filter by method, status and date — with settlement visibility, reconciliation views, refund tracking and reports you can export or schedule.

For finance and operations teams who need visibility into payment performance without building it themselves.

What's included

Everything Payment Analytics gives you.

Transaction dashboards
Filter and break down transactions by method, status, and time period.
Settlement visibility
See what has settled, what is pending, and when it is due.
Reconciliation views
Match payments against settlements and refunds in one place.
Exportable reports
Download reports in formats your finance team already works with.
Refund tracking
Follow a refund from request through to completion.
Scheduled reports
Have recurring reports delivered without manual effort.
How it works

From setup to settlement.

  1. 01
    Recorded

    Every transaction, settlement, and refund is recorded as it happens.

  2. 02
    Organised

    The dashboard organizes this into filterable views by method, status, and date.

  3. 03
    Reported

    Reports can be exported or scheduled for delivery to your team.

  4. 04
    Reconciled

    Discrepancies surface clearly so reconciliation stays manageable.

For developers

Call it from your own code.

Generate a transaction report for a date range, for your finance team or accounting system. The same API powers the dashboard, your systems and any agent working for you.

Transaction reports parameters
ParameterDescription
fromStart date, e.g. 2026-08-01
toEnd date, e.g. 2026-08-31
formatReport format; the published example uses csv
Compliance in India

The RBI and NPCI rules around payment analytics in India.

A plain-language guide to the frameworks that may apply. General information only. Not legal, tax, financial or regulatory advice. It is not a statement of Paynancial's own licences or authorisations.

RBI

Payment Aggregator and Payment Gateway guidelines

RBI's framework for payment aggregators — businesses that collect payments on behalf of merchants — covering authorisation, merchant due diligence, how merchant funds are held and settled, and grievance handling.

RBI

Turn Around Time (TAT) for failed transactions

Covers the time within which failed digital transactions — for example, a customer debited without the merchant being credited — are expected to be reversed or resolved across authorised payment systems such as UPI, cards and IMPS, and compensation to the customer when that time is missed.

Act of Parliament

Digital Personal Data Protection Act, 2023

India's law on processing digital personal data — including the personal data in payment records — based on consent, purpose limitation and security safeguards.

Regulators update these rules by circular, so always check the current text at the source: Reserve Bank of India · NPCI. For Paynancial's own security and compliance posture, see the Trust Center.

FAQ

Payment Analytics questions.

Can I export data for my accounting system?

Yes — reports can be exported in common formats for use outside the dashboard.

Does this show real customer data or sample data?

Analytics reflect your own account’s real transactions and settlements — there is no sample or simulated data in your dashboard.

Can reports be delivered automatically?

Yes. Scheduled reports are delivered to your team on a recurring basis without manual effort.

Can I see settlements that are still pending?

Yes. Settlement visibility shows what has settled, what is pending and when it is due.

Ready to start with Payment Analytics?

Tell us how your business takes and moves money, and we will help you get started.